Terms of Use

1. Acceptance of Terms

By accessing and using the Pine Belt Credit, LLC website, you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use our website.

2. Loan Products & Services

Pine Belt Credit, LLC offers personal installment loans up to $5,000 with terms of 3, 6, 9, or 12 months. Loan approval is based on employment and income verification — not credit scores. All loans are subject to branch approval and Mississippi state lending regulations.

3. Eligibility

To apply for a loan, you must be at least 18 years of age, a resident of Mississippi, and able to provide proof of employment and income. Additional eligibility requirements may apply at the discretion of Pine Belt Credit, LLC.

4. Use of Website

You agree to use this website for lawful purposes only. You must not use the site in any way that could damage, disable, or impair the website or interfere with another user's use. All content on this website is the property of Pine Belt Credit, LLC and may not be reproduced without permission.

5. Disclaimer

The information on this website is provided for general informational purposes and does not constitute a loan offer or financial advice. Loan terms, rates, and availability are subject to change and may vary based on individual qualifications.

6. Limitation of Liability

Pine Belt Credit, LLC is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or our loan products, except as prohibited by applicable law.

7. Changes to Terms

We reserve the right to update these Terms of Use at any time. Continued use of the website after changes constitutes acceptance of the updated terms.

8. Contact Us

If you have questions about these Terms of Use, please contact us:

• Pine Belt Credit, LLC — 120 N 15th Ave, Laurel, MS 39440
• Phone: (601) 651-6535
• Email: contact@pinebeltcredit.com