Get cash fast. Build credit in the process.
Your second chance personal loan company in Laurel, MS serving the state of Mississippi! We go strictly on credit history & your income — NOT CREDIT SCORES! Affordable monthly payments and fair terms up to $5,000. NOT CREDIT SCORES! Affordable monthly payments and fair terms up to $5,000.
Estimate Your Payment
Loans from $500 – $5,000 with simple, fixed monthly payments.
What could you do with a personal loan?
Apply over the phone, in-person, or online
Breeze through our application online or stop by our local Laurel office for extra assistance.
Enjoy same day loans
Find out how much you’re approved for in minutes and receive your money as soon as same day.
Repay over time to build credit
With no surprise fees and a consistent repayment schedule, we make it easy to get your credit on track.
Why choose a personal installment loan?
If you’ve been turned down by big banks and other traditional lenders, personal installment loans are here to provide you with a pathway to fund your needs and build your credit.
Unlike bank loans, we see people as much more than just their credit score — assessing individuals’ general ability to repay based on multiple factors like employment status and repayment history. And, unlike payday loans, we never surprise you with hidden fees, balloon payments, or early repayment penalties.
Home Repairs & Improvement
Take care of last-minute plumbing, HVAC emergencies or invest in long-needed home repairs with the loan that lets you do it all.
Car Needs & Maintenance
We are here to help you invest in a reliable vehicle, repair your current auto, replace tires, handle engine work, or cover transmission repairs.
Unexpected Emergency Expenses
From Emergency expenses or unexpected healthcare bills and dental procedures, our loans help when it matters most.
Celebrations & Family Gifts
Life is all about making room for celebration. Let us help you fund everything from weddings and family events to holiday gifts.
Travel & Vacations
Whether you are visiting family across the state or looking to fully unplug on vacation, we will help cover your trip comfortably.
Trusted By Laurel & Jones County Families
"Great people friendly staff and a very clean atmosphere.."
"Good service friendly"
"Very nice ladies that work their."
Trusted throughout Laurel & Jones County
Located conveniently at 120 N 15th Ave in Laurel, MS, we pride ourselves on being there to meet your financial needs with fast in-person assistance and prompt funding.
Frequently Asked Questions
Friendly Personal Loan Experts Ready To Help
Have questions about your application, payment schedule, or loan options? Our Laurel branch team is available via phone, email, or in-person.
Send A Message To Your Branch
Fill out the form below and an expert from our Laurel branch will reach out promptly.