Privacy Policy

1. Information We Collect

Pine Belt Credit, LLC collects information you provide directly to us when you apply for a loan, contact us, or use our website. This includes your name, address, phone number, email address, employment information, income details, and other information necessary to process your loan application.

2. How We Use Your Information

We use the information we collect to process loan applications, verify employment and income, service your loan account, communicate with you about your account, comply with applicable laws and regulations, and improve our services. We evaluate loan applications based on your employment and income — not your credit score.

3. Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with service providers who assist us in operating our business, as required by law, or with your consent. All sharing of information complies with the Gramm-Leach-Bliley Act and applicable Mississippi state regulations.

4. Data Security

We implement reasonable physical, electronic, and procedural safeguards designed to protect your personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Cookies

Our website uses cookies to improve your browsing experience and analyze website traffic. You can control cookies through your browser settings. See our cookie banner for more information.

6. Your Rights

You have the right to access, correct, or request deletion of your personal information. To exercise these rights, contact us using the information below.

7. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Pine Belt Credit, LLC — 120 N 15th Ave, Laurel, MS 39440
• Phone: (601) 651-6535
• Email: contact@pinebeltcredit.com