(601) 651-6535Mon - Fri: 8:30 AM - 5:30 PM120 N 15th Ave, Laurel, MS
    Pine Belt Credit Logo
    Loan Products • Laurel, MS

    Personal Installment Loans for Every Need

    From home repairs to medical bills, car maintenance to family celebrations — Pine Belt Credit offers flexible personal installment loans from $500 to $15,000. We focus on your job and income, NOT credit scores.

    Loans $500 – $15,000Fixed Monthly PaymentsNo Hidden Fees

    What Can You Use Your Loan For?

    Our personal installment loans are designed to be flexible. Whatever life throws your way, we are here to help you cover it with affordable, fixed monthly payments.

    Home Repairs & Improvement

    Home Repairs & Improvement

    Take care of last-minute plumbing, HVAC emergencies or invest in long-needed home repairs with the loan that lets you do it all.

    • Roof & structural repairs
    • HVAC replacement
    • Plumbing & electrical
    • Renovation projects
    Car Needs & Maintenance

    Car Needs & Maintenance

    We are here to help you invest in a reliable vehicle, repair your current auto, replace tires, handle engine work, or cover transmission repairs.

    • Tire replacement
    • Engine & transmission
    • Brake service
    • Vehicle purchase
    Rent & Medical Expenses

    Rent & Medical Expenses

    From security deposits and emergency rent assistance to unexpected healthcare bills and dental procedures, our loans help when it matters most.

    • Emergency medical bills
    • Dental procedures
    • Security deposits
    • Rent assistance
    Celebrations & Family Gifts

    Celebrations & Family Gifts

    Life is all about making room for celebration. Let us help you fund everything from weddings and family events to holiday gifts.

    • Weddings & receptions
    • Holiday gifts
    • Family milestones
    • Anniversary events
    Travel & Vacations

    Travel & Vacations

    Whether you are visiting family across the state or looking to fully unplug on vacation, we will help cover your trip comfortably.

    • Family visits
    • Beach vacations
    • Holiday travel
    • Honeymoons

    Not Sure Which Loan Fits?

    Our loan officers in Laurel will help you find the right loan amount and term for your situation — no credit score required.

    or call (601) 651-6535

    Ready to Get Started?

    Applying is quick and easy. We evaluate your employment and income — not your credit score. Get a decision from our local Laurel branch fast.

    Our Heritage & Community Commitment

    Serving Mississippi Families With Integrity

    Pine Belt Credit was founded on a simple principle: providing straightforward, accessible personal installment loans to our friends and neighbors across Laurel and Jones County. Unlike sterile online lenders, our loan decisions are made locally — strictly evaluating your job and income, NOT credit scores!

    Pine Belt Credit LogoPINE BELT CREDIT

    Pine Belt Credit, LLC provides simple, convenient personal installment loans up to $15,000 for auto repairs, medical bills, home improvements, and debt consolidation in Laurel, MS.

    Licensed Mississippi Personal Installment Lender

    Our Branch Location

    Laurel Branch
    120 N 15th Ave
    Laurel, MS 39440

    Quick Actions

    Compliance & Disclosures

    State Licenses & Disclosures

    Pine Belt Credit, LLC is a state-licensed Mississippi consumer installment lender. All personal loans subject to income verification and branch approval.

    Equal Housing & Credit Opportunity
    © 2026 Pine Belt Credit, LLC. All Rights Reserved. Licensed Mississippi Personal Installment Lender.

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